Does Establishment Clause Affect Liability Insurance?

Perhaps an over-reaction to Establishment Clause concerns is reflected in an incident reported yesterday by the Insurance Journal from Preston, Idaho. It seems that the Franklin County Senior Citizen Center provided a 15-passenger van twice a week for any seniors who wanted to go to Logan, Utah. They would visit the Logan Temple of the Church of Jesus Christ of Latter Day Saints, go to Wal-Mart, get ice cream and lunch, and return home. But then someone questioned whether there was a church-state problem in using the van this way. So the center's manager stopped the bus rides until she could make sure that the county's insurance policy covered the trips even if the seniors were going to the Mormon Temple. It seems that now they have received assurance that as long as the trip is not exclusively to the Temple, there is no problem. But the center is still waiting for a report at the next formal board meeting before they resume the trips.