Kentucky Trial Court Upholds Christian Medi-Share Under Insurance Law

A Franklin County, Kentucky trial court earlier this week ruled in favor of Christian Care Ministry’s Medi-Share Program. The program brings Christians together to share the cost of their medial bills, and support one another with prayers and notes of encouragement. The state Department of Insurance had challenged the program claiming that it fell under the insurance regulatory laws. Judge Thomas D. Wingate however ruled that the program does not involve risk shifting, and so is not subject to Kentucky’s insurance laws. A press release from Medi-Share discussing the decision said that since 1993, members of the program have shared more than $250 million in medical expenses. (See prior related posting.)