Faith-Based Alternatives To Traditional Insurance Pose Issue Under Reform Legislation

Amidst the many complexities of health care reform is the little-noticed problem of faith-based health care sharing ministries. BeliefNet yesterday reported on the concern of these Christian groups over whether they will be considered appropriate insurance under the insurance mandate that is likely to be in new legislation. These religious groups pass on monthly fees from members to other participants who have incurred medical expenses. Some 100,000 Christians have chosen this as an alternative to traditional health insurance. They see it as responding to the mandate to help fellow-believers. Some insurance officials, however, are concerned that there is no guarantee these cost-sharing ministries will in fact cover participants' expenses.